Your home is more than the place you live, it's where you and your family create memories that last a lifetime. As a result, it is most likely the most significant investment you have.

A comprehensive homeowners policy can provide you with protection in the event your home is damaged or destroyed. The value of real estate generally increases over time, so your financial interest in the property may also increase.

Along with its investment value, home ownership carries with it a potential exposure to financial loss from unforeseeable occurrences such as fire, hurricanes, and lawsuits from an injured person. However, homeowners can protect themselves against all of these losses by purchasing homeowners insurance.

An astounding three out of every four homes nationwide are underinsured, according to the survey by Marshall & Swift/Boeckh. We're not just talking small amounts either. The latest survey showed the typical homeowner was underinsured by 35%. That's why it's essential to have a professional insurance agent reevaluate your coverages every few years.

Here are some available features:

  • Multi-policy discounts
  • Equipment breakdown coverage
  • Service line coverage
  • Claims-free discounts
  • Protective device discounts
  • Non-smoker credit
  • Backup Generator discount

We would be happy to customize your homeowner's insurance in terms of both coverage and cost based on your individual needs and assets, so please feel free to give us a call at 844-848-1902 or send an email request for more information about homeowners insurance in Rhode Island, Massachusetts, and Connecticut.